$439,000
10645 ST MARYS Circle W, Macclenny, FL 32063, Macclenny, FL 32063
St Marys River Est
- Price
- $439,000
- Beds / Baths
- 3 / 2
- Living area
- 2,580 sqft
- Year built
- 1990
- Type
- Residential
- Lot
- 0.75 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Baker
- Days on market
- 13
- Middle
- Baker County
- High school
- Baker County
$170/sqft asking, vs a $187/sqft median across 132 closed sales in 32063 over the last 12 months — 9% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Unique, Waterfront, 3-bed, 2-bath, Home with Southern Charm offers privacy, character and an inviting indoor/outdoor living space. Double front doors open to spacious living areas that feature vaulted ceilings, exposed wood beams, skylights, warm wood flooring and impressive floor-to-ceiling brickwork with a two-way fireplace. The spacious Southern-style kitchen is a cook's dream, featuring a large pantry, center island, ample counter space, stainless-steel appliances, and beautiful brick accents. A separate laundry pantry provides even more storage and workspace, making this kitchen as functional as it is inviting. The large primary suite includes french doors opening to the spacious covered porch, perfect for grilling and entertaining. The covered porch overlooks the shaded garden area, a spacious backyard and the peaceful Little St. Marys Prong. Additional features include a whole-house generator and a small but secure basement. If in-law suite or another bedroom is desired, the finished garage offers endless possibilities, featuring a finished interior, a large closet, and a bathroom already plumbed for a toilet and sink. Easily transform the space into a 4th bedroom, spacious primary or guest suite, den, game room, or home theater. Stairs lead directly to the basement, offering additional storage or flexible living space. With existing ducts for ventilation, this versatile area is ready for your vision. A carport can be added to the home. Buyer to perform all due diligence.
What to check on this one
- Verify flood zone designation—check FEMA map; request elevation certificate if in AE/VE zone
- Inspect roof condition; 1990 roof likely needs replacement soon; get roofing contractor quote
- Confirm plumbing type—polybutylene or cast-iron common in 1990 homes; costly if failing
- Review whole-house generator maintenance records and fuel/service costs
- Verify waterfront setback compliance and any easements affecting Little St. Marys Prong access
- Confirm finished garage conversion permits and electrical capacity for 4th bedroom use
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $351,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of NUVIEW REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 22, 2026, 12:47 PM.
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