Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$530,000

94974 WINDFLOWER Trail, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

Amelia Concourse

Price
$530,000
Beds / Baths
4 / 3
Living area
2,376 sqft
Year built
2022
Type
Residential
Lot
0.21 ac
Garage
2
HOA
$10/mo
CDD
Yes
Flood zone
Unknown
County
Nassau
Days on market
5

Stunner alert! Welcome home to this beautifully upgraded 4-bedroom, 3-bathroom retreat in the highly desirable Amelia Concourse community, where thoughtful design, incredible outdoor living, and serene pond views offer the best of Florida living. From the moment you arrive, the immaculate landscaping and charming front porch set the tone for what awaits inside. Step through the door to soaring ceilings, abundant natural light, gorgeous wood-plank flooring, custom built-ins, and impressive upgrades throughout. At the heart of the home, the gourmet kitchen is perfectly positioned to take advantage of the stunning water views, with a light-filled breakfast nook overlooking the pond. The spacious family room is equally inviting, featuring custom built-in cabinetry, an electric fireplace, and a TV that conveys with the home, creating the perfect space to relax or entertain. The downstairs primary suite is a true retreat, complete with peaceful water views, a spa-like ensuite featuring a custom walk-in shower, and a spacious walk-in closet with custom built-ins offering endless storage. Upstairs, a private guest suite with a full bath and plenty of room for both bedroom and living areas provides incredible flexibility for in-laws, teenagers, overnight guests, or a private getaway. Outside, your own backyard oasis awaits. Enjoy beautiful pond views from the screened and covered lanai, with plenty of space for entertaining, relaxing, and enjoying Florida's year-round outdoor lifestyle, all surrounded by incredible landscaping. Amelia Concourse residents enjoy outstanding amenities including a resort-style pool, splash pad, clubhouse, and playground. The community is just minutes from shopping, restaurants, everyday conveniences, and a short drive to the beautiful beaches of Amelia Island. With convenient access to I-95 for an easy drive to Jacksonville or Georgia, this location truly offers the best of all worlds. Beautifully upgraded, thoughtfully designed, and perfectly positioned for both everyday living and entertaining, this home is an absolute must-see!

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate if in AE/VE
  • Confirm CDD bond payoff amount and remaining assessment schedule
  • Review Amelia Concourse HOA/CDD documents, rental restrictions, and milestone reports
  • Inspect in-law suite deed/legal status—separate kitchen, utility meter, or restricted use
  • Confirm 2022 roof coverage, wind mitigation credits, and current insurance quotes

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,750/mo
Property tax (1.1% eff., Nassau Co.)$486/mo
Homeowners insurance (est.)$309/mo
HOA$10/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,722/mo

Loan $424,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 9:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.