Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$559,900

123 THATCHAM Drive, St. Augustine, FL 32092

Silver Landing

Price
$559,900
Beds / Baths
4 / 3
Living area
2,361 sqft
Year built
2022
Type
Residential
Lot
0.19 ac
Garage
2
HOA
$122/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
12
Elementary
Magnolia Oaks Academy
Middle
Magnolia Oaks Academy
High school
Tocoi Creek

$237/sqft asking, vs a $207/sqft median across 2,593 closed sales in 32092 over the last 12 months — 15% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Rare 2022-Built Home with In-Law Suite & No CDD in St. Johns! Welcome to a truly special opportunity in Silver Landing at SilverLeaf! Built in 2022, this beautifully maintained 4-bedroom, 3-bathroom home offers modern design, thoughtful functionality, and one of the most sought-after features you can find--a rare private in-law suite! Designed with flexibility in mind, the in-law suite is perfect for extended family, overnight guests, a private home office, or anyone looking for their own dedicated space. The main living areas feature a bright, open-concept design with stylish finishes and plenty of room to gather and entertain. The kitchen is equipped with gas appliances, while a tankless water heater provides modern efficiency and convenience. Step outside to the fully fenced backyard, offering a private space to enjoy the Florida sunshine, entertain guests, or simply relax. And the best part? NO CDD! Combined with a 2022 construction date, highly desirable St. Johns County location, top-rated schools, and the incredible flexibility of an in-law suite, this home checks boxes that are rarely found all in one place. Conveniently located near shopping, dining, recreation, and major roadways, this is a home that truly stands out from the competition. If you've been searching for something different, something special, and something that offers both lifestyle and flexibility--this is it!

What to check on this one

  • Verify flood zone designation with St. Johns County Property Appraiser; request elevation certificate if in AE/VE.
  • Confirm HOA documents, rules on in-law suite rental/occupancy, and any transfer/resale restrictions.
  • Review HOA financials, reserve studies, and any pending special assessments beyond $122/month.
  • Inspect tankless water heater warranty and service history; confirm gas line safety inspection.
  • Verify roof warranty remaining and confirm all 2022 construction components under builder warranty.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,905/mo
Property tax (1.1% eff., St. Johns Co.)$513/mo
Homeowners insurance (est.)$327/mo
HOA$122/mo
All-in monthly (est.)$3,867/mo

Loan $447,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 2:34 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.