Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$650,000

541 MYRA Street, Neptune Beach, FL 32266, Neptune Beach, FL 32266

Jacksonville Beach

Price
$650,000
Beds / Baths
4 / 2
Living area
1,854 sqft
Year built
1955
Type
Residential
Lot
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
12

A unique two-unit property offering flexibility for multi-generational living, rental income, or the opportunity to live in one unit while renting the other. The upper unit features an updated kitchen, along with thoughtful improvements completed in 2018, including the addition of an interior staircase and a spacious primary bedroom with two closets. The wraparound upper deck was also expanded, creating even more outdoor living space to enjoy. Downstairs, you'll find a private in-law suite featuring a fully renovated kitchen with granite countertops and vinyl plank flooring throughout (2018). An attached laundry room serves the downstairs unit directly while also offering exterior access for the upper unit, allowing both spaces convenient use. Additional improvements include a metal roof and updated siding (2018), along with a large, fully fenced front yard and two storage sheds, one attached, that convey with the property. With a history of consistent rental use, this property offers multiple possibilities. Use it for multi-generational living, occupy one unit while generating income from the other, or utilize both units as investment opportunities. A versatile property with updated living spaces, separate accommodations, and plenty of potential! All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.

What to check on this one

  • Verify flood zone designation with FEMA map; obtain elevation certificate if in AE/VE zone.
  • Confirm roof age (2018 metal roof) with inspection; verify insurer will cover two-unit structure.
  • Order 4-point inspection given 1955 build; check for polybutylene plumbing, cast-iron drain lines.
  • Review rental history, lease terms, tenant occupancy; confirm local zoning permits two-unit use.
  • Inspect both kitchens, laundry setup, interior staircase; verify all systems serve both units properly.
  • Confirm property tax assessment reflects two-unit status; clarify if investment use affects financing/insurance.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,373/mo
Property tax (1.1% eff., Duval Co.)$596/mo
Homeowners insurance (est.)$379/mo
All-in monthly (est.)$4,348/mo

Loan $520,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of DJ & LINDSEY REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 2:08 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.