$364,999
1230 SUMMIT OAKS Drive E, Jacksonville, FL 32221, Jacksonville, FL 32221
Crystal Creek
- Price
- $364,999
- Beds / Baths
- 3 / 2
- Living area
- 1,846 sqft
- Year built
- 2000
- Type
- Residential
- Lot
- —
- Garage
- 2
- HOA
- $23/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 12
$198/sqft asking, vs a $156/sqft median across 616 closed sales in 32221 over the last 12 months — 27% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to this charming one-owner, 3-bedroom, 2-bath home, thoughtfully built and lovingly maintained through the years. The inviting split-bedroom floor plan offers privacy while the open layout creates an easy flow between the main living spaces, perfect for both everyday living and entertaining. Natural light fills the home through beautiful skylights, adding to the bright and welcoming atmosphere. The air-conditioned sunroom provides additional year-round living space and is the perfect place to relax, entertain, or enjoy views of the backyard. Outside, the outdoor kitchen creates another great space for hosting family and friends and enjoying Florida living. With only one owner since it was built, this home has a special history and has clearly been cared for with love. Come make it your own and start the next chapter! All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.
What to check on this one
- Verify roof age and condition; get inspector report if approaching 20 years
- Confirm flood zone designation with FEMA map and elevation certificate if needed
- Request HOA docs; verify $23/mo fee and any special assessments or liens
- Inspect HVAC system age and service records; get maintenance history
- Check plumbing type (polybutylene pre-1995?); request service history records
- Obtain 4-point inspection quote; confirm homeowner's insurance availability at this age
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $291,999 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of DJ & LINDSEY REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 1:48 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.