$3,870,000
964/986 S HARBOR LIGHTS Drive, Ponte Vedra, FL 32081, Ponte Vedra, FL 32081
Marsh Harbor
- Price
- $3,870,000
- Beds / Baths
- 0 / 0
- Living area
- 0 sqft
- Year built
- 0
- Type
- Land
- Lot
- 2.34 ac
- Garage
- 0
- HOA
- $428/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 12
- Elementary
- Ocean Palms
- Middle
- Alice B. Landrum
- High school
- Ponte Vedra
Build your custom dream home on this double lot 200' front feet intracoastal homesite located in the exclusive gated community of Marsh Harbor with gorgeous eastern exposure and expansive intracoastal to marsh views. A significant advantage for the prospective purchaser is the absence of any specified deadline by which construction of the new residence must commence. Select from one of the approved custom home builders or bring your own, subject to ARB approval. Homesite is 2.34 acres (200' x 506'). Buildable homesite area is 0.66 acres. Just minutes from the beach and convenient access to nearby shops, restaurants, and Nocatee Town Center. Approximately 19 nautical miles to the St. Augustine inlet or Mayport inlet. Low HOA dues currently $5,135.92 annually and a one time capital contribution for $7703.88.
What to check on this one
- Confirm flood zone designation and elevation certificate requirements for intracoastal lot
- Verify buildable area restrictions: only 0.66 acres of 2.34 acres usable
- Review ARB architectural guidelines and approved builder list before committing
- Obtain HOA documents: $428/mo ongoing, $7,703.88 one-time capital contribution due at closing
- Confirm no construction timeline deadline in CC&Rs; verify permit requirements with St. Johns County
- Survey lot to confirm 200' frontage, riparian rights, and dock/waterfront improvement restrictions
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $3,096,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 2:07 PM.
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