Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$32,900

177 BONITA Drive, Palatka, FL 32177, Palatka, FL 32177

St Johns Harbor

Price
$32,900
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.23 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
14

Bring your vision to life with this 0.23 acre vacant residential lot in palatka! Whether you're looking for a homesite for future reside4nce or an opportunity to add land to your investment portfolio, this property offers plenty of potential.

What to check on this one

  • Verify flood zone designation with Putnam County—obtain FEMA map.
  • Confirm zoning allows your intended use (residential, commercial, other).
  • Check setback, lot coverage, and building restrictions with county.
  • Verify utility availability: water, sewer, electric lines to lot.
  • Review any deed restrictions, easements, or title issues via title search.
  • Confirm property access rights and road frontage/easement status.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$171/mo
Property tax (1.1% eff., Putnam Co.)$30/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$493/mo

Loan $26,320 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HERRON REAL ESTATE LLC. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 10:22 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.