Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$420,000

12131 BANYAN TREE Drive, Jacksonville, FL 32258

Hood Landing Lakes

Price
$420,000
Beds / Baths
3 / 2
Living area
1,828 sqft
Year built
1991
Type
Residential
Lot
0.36 ac
Garage
2
HOA
$40/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
0

$230/sqft asking, vs a $188/sqft median across 567 closed sales in 32258 over the last 12 months — 22% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to 12131 Banyan Tree Dr! This move-in ready 3-bedroom, 2-bath home offers 1,828 square feet of comfortable living space and an AMAZING oversized backyard with plenty of room to spread out, entertain, garden, play, or simply enjoy your own private outdoor retreat! Inside, you'll find easy-care vinyl flooring throughout the entire home with NO CARPET, along with a spacious great room, separate dining area and a split-bedroom floor plan. The kitchen features newer appliances, including an LG refrigerator and range and Bosch dishwasher, all approximately two years old. Every closet has been upgraded with closet organizers, providing excellent storage throughout the home. Several major updates have already been taken care of, including vinyl windows installed in 2021, a new HVAC system and electrical panel in 2022, newer appliances, gutters and an updated vanity in the hall bathroom. A water softener and reverse osmosis system will also remain with the home. Step outside and you'll quickly see what makes this property special. The huge backyard is fully enclosed with cedar fencing and features an impressive collection of established fruit trees, including tangerine, lemon, mulberry, pomegranate, fig and banana trees. Whether you're looking for room for the kids and pets, space to entertain, or the backyard garden you've always wanted, this property delivers! With a fantastic lot, thoughtful updates and plenty of indoor and outdoor space, this home is ready for its next owners. Schedule your showing today!

What to check on this one

  • Verify flood zone designation via FEMA map—unknown status requires clarification before closing
  • Confirm roof age and condition; 1991 home may need inspection or insurer approval soon
  • Obtain 4-point inspection and wind-mitigation report for insurance eligibility and rates
  • Review HOA documents and verify $40/mo fee covers what services and assessments
  • Inspect plumbing materials; 1991 build may have polybutylene—confirm with licensed plumber

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,179/mo
Property tax (1.1% eff., Duval Co.)$385/mo
Homeowners insurance (est.)$292/mo
HOA$40/mo
All-in monthly (est.)$2,896/mo

Loan $336,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FIRST COAST HEROES REAL ESTATE LLC. Data via realMLS (Northeast Florida MLS), updated Sep 4, 2026, 7:30 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.