Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$185,900

6445 TINY TIM Lane, Jacksonville, FL 32210

Cedar Hills Estates

Price
$185,900
Beds / Baths
3 / 2
Living area
1,685 sqft
Year built
1963
Type
Residential
Lot
0.23 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
11

WELL MAINTAINED & CLEAN FIXER-UPPER! Diamond in the rough, this gorgeous 3/2 concrete block and brick home boasts a corner lot with great curb appeal. Covered double carport parking and covered entry leads into a well loved traditional living space. Open dining/living combo split by breakfast bar allowing for separation without closing off the space. Kitchen offers ample cabinet and counters with a functional design. Master suite with private bath. Two additional guest bedrooms with hall bath. In-unit laundry. Carport storage room under air for workshop space or on-site climate controlled storage. HVAC replaced 2023, roof replaced 2012. Large yard.

What to check on this one

  • Verify roof replacement date 2012—confirm remaining lifespan before insurer pushback around 2027–2032.
  • Get HVAC 2023 replacement invoice and warranty details; confirm system type and capacity.
  • Determine flood zone via FEMA map; if AE/VE, order elevation certificate before closing.
  • Pull well/septic service records; confirm last inspection and tank pumping date.
  • Inspect concrete block for cracks, efflorescence, or prior water intrusion in foundation.
  • Verify polybutylene or cast-iron plumbing lines; budget for replacement if present.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$965/mo
Property tax (1.1% eff., Duval Co.)$170/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,427/mo

Loan $148,720 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WHOLESALE REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 2:21 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.