Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$134,900

630 CENTER Street, Jacksonville, FL 32205, Jacksonville, FL 32205

Frazees

Price
$134,900
Beds / Baths
4 / 2
Living area
1,139 sqft
Year built
1930
Type
Residential
Lot
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
13

$118/sqft asking, vs a $202/sqft median across 899 closed sales in 32205 over the last 12 months — 41% below the area's closed prices. Significant rehab needed throughout the interior; newer roof, HVAC, water heater, and electrical panel partially offset the discount below area average.

A little TLC will go a long way in this Riverside Bungalow. Newer metal roof, water heater, electric panel, and 2018 HVAC. Large living room with gas fireplace, open kitchen family room and a wonderful front porch. Two additional non conforming bedrooms perfect for office and guest room.

What to check on this one

  • Verify roof age/warranty docs—newer metal roof claim needs proof of installation date
  • Order 4-point inspection (roof, HVAC, plumbing, electrical) and wind-mitigation assessment—1930 home
  • Confirm actual flood zone via FEMA map; get elevation certificate if AE/VE
  • Inspect plumbing material—cast-iron or galvanized likely; plan replacement costs
  • Verify 2018 HVAC and electric panel permits pulled; confirm water heater age/warranty
  • Check non-conforming bedroom legal status with City of Jacksonville—affects future resale/financing

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$700/mo
Property tax (1.1% eff., Duval Co.)$124/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,116/mo

Loan $107,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 19, 2026, 7:49 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.