Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$295,000

3005 TUNICA Trail, Middleburg, FL 32068, Middleburg, FL 32068

Ridaught Landing

Price
$295,000
Beds / Baths
3 / 2
Living area
1,463 sqft
Year built
1995
Type
Residential
Lot
0.33 ac
Garage
2
HOA
$10/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
7
Elementary
Rideout
Middle
Lake Asbury
High school
Ridgeview

Welcome Home to this charming, freshly updated home in an established neighborhood. The home has newer Luxury Vinyl flooring throughout, granite counter tops, fresh paint, and stainless-steel appliances. The huge primary bedroom has a walk-in closet and on-suite bathroom. The large great room has a lovely stone fireplace and overlooks an incredible backyard, ready for entertaining and family fun. The fenced backyard is on a beautiful pond and includes a large three season porch, pergola, and new firepit! This property is located with quick access to the new First Coast Expresway, shopping and 'A' rated schools K-12

What to check on this one

  • Verify actual flood zone designation and obtain elevation certificate for pond-adjacent property
  • Confirm roof age; 1995 home may need inspection if approaching 20+ years
  • Get 4-point inspection quote; older home may affect insurance availability/cost
  • Verify pond easement, maintenance responsibility, and any HOA pond-related restrictions
  • Request HOA documents detailing rental rules and any architectural/modification covenants
  • Confirm plumbing material (polybutylene common 1995) and septic vs. municipal service

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,531/mo
Property tax (1.1% eff., Clay Co.)$270/mo
Homeowners insurance (est.)$292/mo
HOA$10/mo
All-in monthly (est.)$2,103/mo

Loan $236,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ERA ONETEAM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 4:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.