Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$135,000

102 GOLDENROD Lane, Palatka, FL 32177, Palatka, FL 32177

Metes & Bounds

Price
$135,000
Beds / Baths
3 / 2
Living area
1,680 sqft
Year built
1984
Type
Residential
Lot
1.13 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
14

Opportunity awaits on 2.14 combined acres in a quiet Palatka setting! This 1984 Fleetwood mobile home sits on a 1.11-acre homesite and includes an additional 1.03-acre lot, offering plenty of room to spread out. The 3-bedroom, 2-bath split floor plan features a primary bedroom with two walk-in closets, a living room with a non-functional fireplace, back deck, and multiple storage sheds. The fenced property offers a peaceful setting while remaining convenient to shopping, the hospital, St. Johns River State College, and the St. Johns River. The home needs work but offers plenty of potential for someone with vision to make it their own. At this price, it won't last long! Don't miss this opportunity, call today for your private showing!

What to check on this one

  • Verify flood zone designation—check FEMA map for Putnam County; get elevation certificate if in AE/VE.
  • Confirm mobile home title is clear; verify HUD label compliance and any liens or loans.
  • Inspect roof age and condition; 42-year-old mobile home roofs often need replacement soon.
  • Review septic system functionality and last service date; well water quality if applicable.
  • Obtain home inspection report detailing all deferred maintenance and repair cost estimates.
  • Verify both lot parcels are titled to owner; confirm zoning allows two structures or combined use.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$700/mo
Property tax (1.1% eff., Putnam Co.)$124/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,116/mo

Loan $108,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of DUCK REALTY INC. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 9:04 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.