Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$160,000

8550 ARGYLE BUSINESS Loop 805, Jacksonville, FL 32244, Jacksonville, FL 32244

Cottages At Argyle Condo

Price
$160,000
Beds / Baths
2 / 3
Living area
1,176 sqft
Year built
2006
Type
Condo
Lot
0.01 ac
Garage
1
HOA
$331/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
22

$136/sqft asking, vs a $113/sqft median across 47 closed sales in 32244 over the last 12 months — 20% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to this well-maintained 2-bedroom, 2.5-bath townhome-style condo with 1,176 sq ft in the desirable gated community of The Cottages at Argyle. Built in 2006, this two-story unit offers low maintenance living with an open main level featuring a kitchen that flows into the living and dining areas, a convenient half bath, and laundry. Upstairs you'll find two bedrooms, each with its own full bath, plus generous closet space. Enjoy a serene back patio perfect for relaxing, plus a 1-car garage for parking or storage. Community amenities include a sparkling pool, playground, and grill area; all within a secure gated setting. Exterior maintenance is handled by the HOA. The community is nestled in a prime location with easy access to I-295, shopping, dining, NAS Jacksonville, and more. Ideal for first-time buyers, downsizers, or investors who prefer low-maintenance ownership since all exterior upkeep covered by the association . Don't miss this opportunity in Southwest Jacksonville. Seller offering 2.5% closing cost credit.

What to check on this one

  • Obtain condo declaration, bylaws, and most recent financial statements from HOA
  • Request last 3 years HOA meeting minutes and any pending special assessments
  • Verify flood zone designation and obtain elevation certificate if in AE/VE
  • Confirm roof age and whether it meets insurer requirements (typically under 20 years)
  • Review HOA rental restrictions; confirm investment use is permitted

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$830/mo
Property tax (1.1% eff., Duval Co.)$147/mo
Homeowners insurance (est.)$292/mo
HOA$331/mo
All-in monthly (est.)$1,600/mo

Loan $128,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PMI RIVER CITY. Data via realMLS (Northeast Florida MLS), updated Aug 19, 2026, 6:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.