$450,000
1421 HICKORY Street, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
Metes & Bounds
- Price
- $450,000
- Beds / Baths
- 2 / 2
- Living area
- 1,808 sqft
- Year built
- 2019
- Type
- Residential
- Lot
- 0.18 ac
- Garage
- 1
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 14
Welcome to easy island living! Built in 2019 and centrally located on Amelia Island, this 2-bedroom, 2-bath home offers a manageable footprint without giving up the benefits of a single-family home--including a fenced backyard, spacious covered patio, oversized detached garage and NO HOA. Inside, the bright, open-concept kitchen, living and dining areas feature LVT flooring, granite countertops, stainless steel appliances and plenty of natural light. Both bedrooms offer direct backyard access, while the primary suite includes dual vanities and a generous walk-in closet. The impressive 18' x 30' detached garage offers room for vehicles, RV storage, a golf cart, workshop or beach gear. Conveniently located between the beach, historic downtown, shopping and dining, this is a great alternative to condo living for those looking to downsize, simplify or enjoy a low-maintenance island home.
What to check on this one
- Confirm actual flood zone designation with FEMA map—Nassau County coastal risk varies
- Verify roof age, condition, and current insurance carrier acceptance
- Inspect detached garage foundation and any workshop electrical/plumbing systems
- Check septic system maintenance records and last inspection date
- Confirm 2019 build includes wind mitigation features (roof straps, garage door reinforcement)
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $360,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 1:15 PM.
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