Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$464,000

274 BEDFORD Terrace, St. Augustine, FL 32092

Silverleaf

Price
$464,000
Beds / Baths
3 / 2
Living area
1,746 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
$100/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
14

$266/sqft asking, vs a $207/sqft median across 2,593 closed sales in 32092 over the last 12 months — 29% above the area's closed prices. Condition and lot vary; that's what a showing is for.

New Toll Brothers homes, ready October 2026! Step inside this stunning Cobblestone Modern Coastal and feel the effortless, open flow from room to room. The kitchen impresses with quartz countertops, white shaker cabinetry, and a full suite of stainless steel appliances, opening seamlessly to the great room and casual dining beyond, perfect for everyday living and entertaining. A multi-slide door leads to the screened lanai, extending your living space outdoors while keeping the bugs and afternoon sun in check. The primary suite offers a true retreat with a spa-inspired bath and spacious walk-in closet, while two additional bedrooms provide the flexibility your lifestyle calls for. A tray-ceiling foyer welcomes you home and wide-plank flooring flows throughout the main living areas. No CDDs and resort style amenities, schedule your private tour today!

What to check on this one

  • Verify HOA rules allow short-term rentals if you plan to lease.
  • Confirm flood zone designation and required elevation certificate for St. Johns County.
  • Review HOA documents for amenity fees, reserve funding, and any special assessments.
  • Inspect new-construction warranty terms and builder's punch-list process before closing.
  • Verify homeowners insurance availability and rate quotes for new construction.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,408/mo
Property tax (1.1% eff., St. Johns Co.)$425/mo
Homeowners insurance (est.)$292/mo
HOA$100/mo
All-in monthly (est.)$3,225/mo

Loan $371,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of JACKSONVILLE TBI REALTY, LLC. Data via realMLS (Northeast Florida MLS), updated Sep 2, 2026, 6:32 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.