Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$315,000

1177 FLOYD Street, Fleming Island, FL 32003, Fleming Island, FL 32003

Fleming Island Estat

Price
$315,000
Beds / Baths
3 / 3
Living area
1,752 sqft
Year built
2026
Type
Residential
Lot
0.14 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
13

$180/sqft asking, vs a $212/sqft median across 610 closed sales in 32003 over the last 12 months — 15% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Be the first to call this stunning NEW CONSTRUCTION home your own! This 3-bedroom, 2.5-bathroom home delivers contemporary design and thoughtful craftsmanship throughout -- just minutes from shopping and NASJAX. The open-concept main level impresses with luxury vinyl plank flooring, abundant natural light, and a gourmet kitchen featuring shaker cabinetry, quartz countertops, a large center island, and new appliances. Sliding glass doors open to a private lanai -- perfect for entertaining, grilling, or enjoying the outdoors year-round. Upstairs, generously sized bedrooms offer plush carpeting and ceiling fans, while the primary suite stuns with dual vanities and a spa-inspired walk-in shower. A conveniently located upstairs laundry room rounds out the second floor beautifully. Backed by a Builders Warranty for added peace of mind! (Photos are of model home, final specs and colors may vary.)

What to check on this one

  • Verify final specs, colors, and finishes match your selections—model photos differ from actual home.
  • Confirm builder's warranty coverage details, duration, and what exclusions apply.
  • Get exact flood zone designation and elevation certificate for Fleming Island address.
  • Review final walkthrough checklist with builder for all appliances, fixtures, and construction quality.
  • Clarify builder closing timeline, deposit terms, and any incentives or upgrades included.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,634/mo
Property tax (1.1% eff., Clay Co.)$289/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,215/mo

Loan $252,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RIVER CITY RENTALS AND REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 8:28 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.