$475,000
12675 FILLY Court, Jacksonville, FL 32223, Jacksonville, FL 32223
Saddle Ridge
- Price
- $475,000
- Beds / Baths
- 3 / 3
- Living area
- 1,938 sqft
- Year built
- 1984
- Type
- Residential
- Lot
- 0.27 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 1
Beat the Florida heat in this 3BR/2.5BA Mandarin pool home-the perfect office for remote work! NO HOA! This mostly brick gem, nestled on a cul-de-sac street, offers dual workspace options: a large flex office w/floating shelves & a bedroom with built-in desks & custom tech closet. Modern interior features luxury vinyl tile, a huge eat-in kitchen w/ food prep island, a large walk-in pantry & wine cooler; 2 living areas: a spacious living room w/soaring ceilings opening to an AC-enclosed sunroom. Unwind by the free-form pool enclosed by a fully gated yard with double gate entry. A dream garage comes loaded with a workbench & linear LED lighting. The primary suite shines with a custom walk-in closet & a 3x7.5' frameless shower w/rain-head. Major updates include new windows, new gutters, 2021 HVAC, 2021 water heater, & aerosealed ducts. Outfitted w/a smart thermostat, Ring security & floodlights, & smart 4-zone irrigation system, this home blends productivity w/a premium Florida paradise!
What to check on this one
- Verify actual flood zone and elevation certificate requirement—'unknown' must be confirmed with county.
- Get roof inspection report and age documentation—42-year-old home may trigger insurer concerns.
- Obtain 4-point inspection and wind-mitigation report for insurance underwriting.
- Review pool equipment maintenance records and any enclosure/screen permits filed.
- Confirm all 2021 HVAC and water heater work was permitted and inspected by county.
- Verify plumbing material type—home built 1984 may have problematic piping.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $380,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 19, 2026, 5:00 PM.
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