Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,505,183

525 CHESTNUT OAK Road, St. Augustine, FL 32092, St. Augustine, FL 32092

Silverleaf

Price
$1,505,183
Beds / Baths
5 / 6
Living area
5,064 sqft
Year built
2026
Type
Residential
Lot
Garage
5
HOA
$100/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
0
Elementary
Liberty Pines Academy
Middle
Liberty Pines Academy
High school
Tocoi Creek

The Monica is a 5,000 sq ft single-story luxury home with 5 bedrooms, 5 baths, and a 5-car garage. Open living flows from chef's kitchen with walk-in pantry to dining and living areas. Master suite with spa bath and French doors to lanai. Flexible spaces and customization make this home perfect for entertaining and everyday living.

What to check on this one

  • Confirm exact flood zone designation and obtain elevation certificate if required.
  • Verify HOA $100/mo covers what—reserves, insurance, amenities, CDD bond status.
  • Review builder warranty terms, transferability, and what defects are covered.
  • Confirm final completion date, walkthrough schedule, and any customization deadlines.
  • Inspect final grading, drainage, and lot elevation relative to surrounding properties.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$7,810/mo
Property tax (1.1% eff., St. Johns Co.)$1,380/mo
Homeowners insurance (est.)$878/mo
HOA$100/mo
All-in monthly (est.)$10,168/mo

Loan $1,204,146 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ICI SELECT REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Aug 19, 2026, 1:23 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.