$750,000
226 VERNON Street, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
City Of Fernandina Beach
- Price
- $750,000
- Beds / Baths
- 4 / 3
- Living area
- 2,032 sqft
- Year built
- 2020
- Type
- Residential
- Lot
- 0.2 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 2
- Elementary
- Southside
- Middle
- Fernandina Beach
- High school
- Fernandina Beach
Welcome to a rare opportunity--a home that perfectly blends location, quality, and lifestyle. Custom designed and built by SEDA Homes just six years ago, this beautifully maintained, one-story residence has been used only as a second home, resulting in exceptionally light use. Located on Amelia Island--voted the #1 Best Island in the U.S. by Global Traveler magazine for three consecutive years--this home offers the quality and peace of mind of newer construction on a quiet street within the city limits of Fernandina Beach. Ideally situated less than a block from Central Park, you'll enjoy tennis and pickleball courts, baseball, pétanque, and a playground just outside your door. Spend the morning at the beach--only about one mile away--then bike or stroll a few blocks to Fernandina Beach's charming historic downtown, filled with locally owned shops, restaurants, & year-round events. Designed for effortless coastal living, the thoughtfully crafted open-concept floor plan features a desirable split four-bedroom layout, creating the perfect balance of privacy and gathering spaces, complete with high ceilings. An oversized screened lanai extends the living area outdoors, making entertaining effortless and everyday living feel like a vacation. Thoughtful upgrades and upscale finishes--including plantation shutters throughout--reflect the home's custom design and timeless appeal. Outside, paver patios, gutters, & meticulous maintenance make this home as practical as it is beautiful. Whether you're searching for a primary residence, second home, or investment property, 226 Vernon Street is a true unicorn-an uncommon chance to enjoy the best of Amelia Island, from the beach to downtown, all just minutes from your front door.
What to check on this one
- Verify flood zone designation and obtain elevation certificate if in AE/VE.
- Confirm roof warranty status and get roofing contractor contact from builder SEDA Homes.
- Request HVAC maintenance records and warranty details for 6-year-old system.
- Obtain builder's defect warranty documentation and any remaining coverage.
- Verify plumbing materials used (copper vs. polybutylene) in builder specifications.
- Confirm property insurance availability and get preliminary quote before closing.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $600,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 12:15 AM.
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