Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$395,000

5495 FORREST Drive, Orange Park, FL 32073, Orange Park, FL 32073

Oakwood

Price
$395,000
Beds / Baths
4 / 2
Living area
2,258 sqft
Year built
1974
Type
Residential
Lot
0.23 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
8

Fall in love with this stunning Brick Beauty. With 4 spacious Bedrooms and 2 Baths, this home features a separate Living Room, a cozy Family Room, and an expansive Florida Room with both heating & cooling. Step outside to the gorgeous Backyard, adorned with lush landscaping, ideal for enjoying our beautiful Florida weather. There's even plenty of space to add your dream pool above or below, no HOA approval needed! Plus, you'll find a custom-built Shed right on site for all your storage needs. The impressive 2-car garage comes with extra workshop space, making it a fantastic spot for all your projects. Recent updates include a brand-new HVAC system installed in 2020, Roof 2018, and energy-efficient Double-Paned Windows added in 2010. For your peace of mind, hurricane shutters are also included, along with a generator hook up!

What to check on this one

  • Verify roof age (2018) with roofing contractor; confirm insurance eligibility and any remaining warranty.
  • Obtain elevation certificate and confirm flood zone designation with FEMA; check flood insurance requirements.
  • Inspect plumbing for polybutylene or cast-iron lines (1974 build); budget for potential replacement.
  • Confirm HVAC 2020 install date and warranty; verify all units functioning properly.
  • Get septic and well service records; schedule inspection if no maintenance history available.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,050/mo
Property tax (1.1% eff., Clay Co.)$362/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,704/mo

Loan $316,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 12:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.