Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$198,000

1431 W 33RD Street, Jacksonville, FL 32209, Jacksonville, FL 32209

Moncrief Heights

Price
$198,000
Beds / Baths
5 / 3
Living area
1,965 sqft
Year built
1946
Type
Residential
Lot
0.11 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
20

$101/sqft asking, vs a $109/sqft median across 689 closed sales in 32209 over the last 12 months — 8% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Charming 5-bedroom, 3-bathroom home offering a great investment opportunity! This property has been tenant-occupied since 2023, with the current tenant in place through November 2026 at $1,600/month. The home features a spacious living area, a well-equipped kitchen with ample storage, five comfortable bedrooms, and three bathrooms. Supplemental space heaters have been used in the bedrooms when needed. This is an excellent opportunity for investors looking to add a tenant-occupied property to their portfolio with rental income already in place.

What to check on this one

  • Verify exact flood zone (FEMA map) and obtain elevation certificate if AE/VE.
  • Get roof inspection report—1946 home likely needs replacement soon; confirm age and condition.
  • Confirm plumbing type (cast-iron/galvanized risk from 1946); request service history.
  • Review tenant lease terms, remaining occupancy through Nov 2026, and renewal intent.
  • Inspect HVAC systems and supplemental heater setups; assess efficiency and code compliance.
  • Order 4-point inspection and wind-mitigation report for homeowner's insurance approval.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,027/mo
Property tax (1.1% eff., Duval Co.)$182/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,501/mo

Loan $158,400 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of VIRTUALTY REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Aug 18, 2026, 9:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.