$846,596
186 JUNCTION Avenue, St. Johns, FL 32259
Middlebourne
- Price
- $846,596
- Beds / Baths
- 5 / 5
- Living area
- 3,577 sqft
- Year built
- 2026
- Type
- Residential
- Lot
- —
- Garage
- 2
- HOA
- $54/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 0
- Elementary
- Patriot Oaks Academy
- Middle
- Patriot Oaks Academy
- High school
- Creekside
Live large in the Brooklyn! 4 bedrooms, 3.5 baths, 3-car garage, and 3,000+ sq ft of open, light-filled living. Gourmet kitchen, main-floor primary suite, upstairs game room, and covered lanai make this home ideal for families and entertaining. Flexible, stylish, and ready to call your own!
What to check on this one
- Verify CDD bond payoff amount and annual assessment schedule.
- Confirm exact flood zone designation and obtain elevation certificate.
- Review HOA covenants, bylaws, and any rental restrictions.
- Request builder's warranty documentation and transferability terms.
- Confirm property survey and waterfront easement/setback compliance.
- Verify HOA reserves, special assessments, and management company details.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $677,277 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of ICI SELECT REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Aug 18, 2026, 8:34 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.