Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$470,000

4537 PINE RIDGE Parkway, Middleburg, FL 32068

Pine Ridge

Price
$470,000
Beds / Baths
4 / 3
Living area
2,649 sqft
Year built
2022
Type
Residential
Lot
0.28 ac
Garage
2
HOA
$8/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
0
Elementary
Tynes
Middle
Wilkinson
High school
Middleburg

$177/sqft asking, vs a $181/sqft median across 1,361 closed sales in 32068 over the last 12 months — 2% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to 4537 Pine Ridge Parkway, a spacious two-story home in a convenient Middleburg location. This inviting property offers a comfortable floor plan with plenty of room for everyday living, entertaining, and growing families. The main level provides a welcoming living space with an easy flow into the kitchen and dining areas, creating a great setting for family gatherings and entertaining. Upstairs, you'll find generously sized bedrooms, including a comfortable primary suite offering a private retreat at the end of the day.

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate for waterfront lot
  • Verify CDD bond payoff amount and remaining assessment obligations
  • Review roof warranty/documentation (2022 construction — should be current)
  • Request HOA/CDD governing documents and waterfront-specific deed restrictions
  • Confirm homeowners insurance availability and quote for waterfront property

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,439/mo
Property tax (1.1% eff., Clay Co.)$431/mo
Homeowners insurance (est.)$292/mo
HOA$8/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,337/mo

Loan $376,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MARK SPAIN REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Sep 4, 2026, 11:27 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.