Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$529,000

199 OSPREY MILLS Lane, St. Augustine, FL 32092, St. Augustine, FL 32092

Wgv Whisper Creek

Price
$529,000
Beds / Baths
4 / 3
Living area
2,066 sqft
Year built
2021
Type
Residential
Lot
0.31 ac
Garage
3
HOA
$8/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
15
Elementary
Picolata Crossing
Middle
Pacetti Bay
High school
Tocoi Creek

$256/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 25% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to 199 Osprey Mills Lane, a spacious single-story home located in TrailMark, one of St. Augustine's most desirable communities. Situated on an impressive .31-acre cul-de-sac homesite that borders the preserve, this 4-bedroom, 3-full-bath home with a 3-car garage offers the space, flexibility, and lifestyle today's buyers are looking for. One of the standout features of this property is the generous homesite, offering extra outdoor space to relax, entertain, garden, or create your own private backyard retreat--all with the natural beauty of the preserve as your backdrop. Inside, the open and functional floor plan provides plenty of room for everyday living, entertaining, working from home, and welcoming guests. With four bedrooms and three full baths, the layout offers exceptional flexibility for a variety of lifestyles. Numerous upgrades throughout the home add even more comfort, style, and appeal. Beyond the home, TrailMark offers an active Florida lifestyle, with acces

What to check on this one

  • Verify CDD bond payoff amount and annual assessment before closing.
  • Confirm flood zone designation via FEMA map; request elevation certificate if AE/VE.
  • Review TrailMark HOA docs for rental restrictions and special assessments.
  • Inspect roof warranty documentation; verify builder warranty remaining coverage.
  • Request CDD amenities list and confirm $8/mo HOA covers what services.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,745/mo
Property tax (1.1% eff., St. Johns Co.)$485/mo
Homeowners insurance (est.)$309/mo
HOA$8/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,714/mo

Loan $423,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of 1 REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 23, 2026, 4:16 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.