Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$105,000

3620 KIRKPATRICK Circle 13, Jacksonville, FL 32210, Jacksonville, FL 32210

Willow Ridge

Price
$105,000
Beds / Baths
2 / 2
Living area
940 sqft
Year built
2006
Type
Residential
Lot
0.01 ac
Garage
0
HOA
$435/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
14

$112/sqft asking, vs a $157/sqft median across 1,240 closed sales in 32210 over the last 12 months — 29% below the area's closed prices. Listed at $105,000 versus the area's $157 per square foot average, this condo is priced 28.8% below recent comparable sales—ask the listing agent why.

Discover this beautiful 2-bedroom, 2-bathroom upstairs condo, perfectly designed with an open concept layout. Located within a secure gated community, this home offers both comfort and style. Luxury vinyl plank floors throughout the unit. The kitchen is equipped with stainless steel appliances. Enjoy your private balcony, perfect for relaxation. Gated entry ensuring privacy and security. A quick walk out of the front door and you are at the community pool and park. Experience modern living in a peaceful and exclusive environment. This condo is ideal for those seeking a blend of luxury and convenience.

What to check on this one

  • Verify actual flood zone designation and obtain elevation certificate if in AE/VE.
  • Request condo SIRS report, milestone inspection status, and reserve fund details.
  • Confirm HOA $435/mo covers what; review condo docs for rental restrictions.
  • Get roof age, last replacement date, and current insurance eligibility status.
  • Inspect plumbing materials; if pre-1995, check for polybutylene issues.
  • Verify condo-approved lender availability; review association transfer/approval process.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$545/mo
Property tax (1.1% eff., Duval Co.)$96/mo
Homeowners insurance (est.)$292/mo
HOA$435/mo
All-in monthly (est.)$1,368/mo

Loan $84,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of JPAR CITY AND BEACH. Data via realMLS (Northeast Florida MLS), updated Aug 18, 2026, 6:41 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.