Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$675,000

96452 GRANDE OAKS Lane, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

Amelia Riverwalk

Price
$675,000
Beds / Baths
4 / 2
Living area
2,265 sqft
Year built
2018
Type
Residential
Lot
0.48 ac
Garage
3
HOA
$72/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
6
Elementary
Southside
Middle
Fernandina Beach
High school
Fernandina Beach

Meticulously maintained COASTAL living in Amelia RiverWalk, a GATED community in Fernandina Beach. This spacious 4 BDRM, 2 BTH home offers 2,265 square feet of thoughtfully designed living space, a 3-CAR garage, 10-FOOT ceilings, and a beautifully landscaped ½ ACRE homesite with a peaceful water view from the side yard. Inside, TIMELESS details blend with inviting coastal STYLE & WARMTH. The spacious living area centers around a GAS fireplace with brick surround, creating a warm gathering space. The dining room makes a statement with Lulu and Georgia navy blue GRASSCLOTH wallpaper, with CROWN MOLDING throughout. The well-appointed kitchen features white 42-inch cabinetry, QUARTZ countertops, a navy blue island, and a 36-inch GAS cooktop, ideal for everyday living and entertaining. Wood-look tile flows throughout the main living areas, while newer carpet adds comfort to the bedrooms. The primary suite features a SHIPLAP accent wall, tray ceiling, custom closet, and water view. Custom touches include a distinctive wood accent wall in a guest bedroom and TILED accent wall in the secondary bathroom. Step outside to enjoy the landscaped yard and PAVER PATIO with sitting wall, perfect for morning coffee, outdoor dining, or relaxing. A neighboring horse and deer farm provides a peaceful backdrop. Practical features include a 250-gallon buried PROPANE TANK, laundry room with cabinetry and LAUNDRY SINK, and attic stairs for additional storage. With water views, a generous homesite, beautiful landscaping, upgraded finishes, abundant storage and gated living, this Amelia RiverWalk home offers relaxed Fernandina Beach living--convenient to Amelia Island beaches, shopping, dining, golf, and historic downtown.

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate for insurance/financing.
  • Confirm roof age and get 4-point inspection; 2018 build likely insurable but verify carrier requirements.
  • Review HOA documents for Amelia RiverWalk—rental restrictions, special assessments, reserve funding.
  • Inspect gas fireplace, cooktop, and HVAC systems; confirm service records and warranties.
  • Walk plumbing and electrical; 2018 build should be sound but verify no previous claims/repairs.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,502/mo
Property tax (1.1% eff., Nassau Co.)$619/mo
Homeowners insurance (est.)$394/mo
HOA$72/mo
All-in monthly (est.)$4,587/mo

Loan $540,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of SUMMER HOUSE REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 23, 2026, 5:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.