$440,000
1537 WINSTON Lane, Fleming Island, FL 32003, Fleming Island, FL 32003
Fleming Island
- Price
- $440,000
- Beds / Baths
- 3 / 2
- Living area
- 1,904 sqft
- Year built
- 1996
- Type
- Residential
- Lot
- 0.29 ac
- Garage
- 2
- HOA
- $19/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 14
$231/sqft asking, vs a $212/sqft median across 610 closed sales in 32003 over the last 12 months — 9% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to your ideal Fleming Island home and best of all, there's NO CDD! Check out this beautifully maintained 3/2 plus bonus room. The lawn itself is worth mention as it is impeccable. This home offers a new backyard fence overlooking a peaceful lagoon, perfect for relaxing on the screened lanai and enjoying the view. Inside, you'll find an open spaces fresh neutral paint, tiled bathroom floors, and new laminate flooring in the kitchen. The split floor plan provides privacy for everyone, and with just a bit of your personal vision, this becomes a truly move-in-ready home. You'll also have the option to access Eagle Harbor's amenities and pools for a small yearly fee if you choose. This quiet neighborhood is a gem -- enjoy walks to the Eagle Harbor dock and boat ramp, or visit the charming neighborhood park just around the corner. All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.
What to check on this one
- Verify actual flood zone designation on FEMA map—waterfront lot requires elevation certificate if AE/VE.
- Obtain roof inspection report; 30-year-old roof nearing insurer limits in Northeast Florida.
- Request 4-point inspection (roof, HVAC, plumbing, electrical) and wind-mitigation report for 1996 build.
- Confirm plumbing material (polybutylene common in 1996—insurers may deny coverage).
- Get Eagle Harbor amenity fee structure in writing; clarify pool/dock access terms and annual cost.
- Verify HOA $19/mo covers what; request full declaration, bylaws, and current reserve funding status.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $352,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of DJ & LINDSEY REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Aug 18, 2026, 4:20 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.