$399,000
5919 WHITE SANDS Road, Keystone Heights, FL 32656
Metes & Bounds
- Price
- $399,000
- Beds / Baths
- 2 / 2
- Living area
- 1,666 sqft
- Year built
- 1955
- Type
- Residential
- Lot
- 1.82 ac
- Garage
- 3
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 54
$240/sqft asking, vs a $171/sqft median across 306 closed sales in 32656 over the last 12 months — 40% above the area's closed prices. Condition and lot vary; that's what a showing is for.
A rare Keystone Heights property offering space, privacy, and the outdoor lifestyle on White Sands Lake! Situated on 1.82 acres, this property offers room to spread out, homestead, entertain, and enjoy lakefront living. The park-like grounds feature mature landscaping, fruit trees, a covered vegetable garden, apiary for beekeeping, chicken coop, and plenty of space to live off the land. Inside, enjoy an open floor plan, spacious primary suite with sitting area, and inviting sunroom overlooking the lake. Step outside to the massive 52' x 12' deck, perfect for entertaining or relaxing. Bring the vehicles, boats, tractors, and hobbies--there are approximately 2.5 garage spaces with a workshop, an outbuilding, and abundant covered parking. Multiple areas accommodate pets and gardening, while a concrete boat ramp, lakeside sitting area, and firepit make it easy to enjoy life on the water.
What to check on this one
- Verify roof age and condition; 1955 home likely needs inspection/documentation for insurance eligibility.
- Obtain 4-point inspection report (roof, HVAC, plumbing, electrical) and wind-mitigation inspection if available.
- Confirm actual flood zone designation with FEMA map and request elevation certificate for lake property.
- Inspect septic system age, last pumping/service records, and tank location on 1.82-acre parcel.
- Document plumbing materials; pre-1995 polybutylene or pre-1975 cast-iron may trigger insurer or lender red flags.
- Verify boat ramp legal access, dock/mooring permits, and any lake/waterfront easement restrictions with Clay County.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $319,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of TREVOR WATERS REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Oct 10, 2026, 7:30 PM.
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