$260,000
175484 BAY Road, Hilliard, FL 32046, Hilliard, FL 32046
Hilliard
- Price
- $260,000
- Beds / Baths
- 3 / 2
- Living area
- 1,040 sqft
- Year built
- 1972
- Type
- Residential
- Lot
- 0.25 ac
- Garage
- 1
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 14
$250/sqft asking, vs a $188/sqft median across 223 closed sales in 32046 over the last 12 months — 33% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome home to this charming farmhouse-style property nestled on a spacious corner fenced lot in Hilliard! This inviting 3-bedroom, 1.5-bath home blends comfortable living with timeless character and thoughtful updates. Inside, you'll find butcher block countertops, a beautiful built-in fireplace, and a warm farmhouse feel throughout. Step outside to enjoy the screened-in back porch, perfect for relaxing or entertaining while overlooking the private, fenced backyard. With no HOA and plenty of outdoor space, there's room to enjoy the freedom of country-style living while still being conveniently located near local amenities. The property is also within walking distance of the ballpark and covered playground, making it a great location for enjoying the community. Don't miss the opportunity to make this Hilliard gem your own!
What to check on this one
- Verify roof age and get 4-point inspection quote — 1972 home likely needs underwriter approval.
- Confirm flood zone designation with Nassau County Property Appraiser — unknown status must be cleared.
- Check plumbing material (polybutylene/cast-iron risk era) and get service history from seller.
- Request septic system inspection report and last pumping/maintenance records.
- Obtain elevation certificate if in AE/VE flood zone to assess flood insurance costs.
- Verify well water test results and any prior system repairs or upgrades.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $208,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of DIAMOND REALTY GROUP OF AMELIA ISLAND. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 5:34 PM.
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