$214,900
1811 KATE Street, Palatka, FL 32177, Palatka, FL 32177
Burts
- Price
- $214,900
- Beds / Baths
- 3 / 3
- Living area
- 1,776 sqft
- Year built
- 1915
- Type
- Residential
- Lot
- 0.29 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 47
- Elementary
- Moseley
- High school
- Palatka
$121/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 26% below the area's closed prices. Priced 25.5% below area comps at $121/sq ft versus $162/sq ft; assumable 5.75% VA loan and recent roof/HVAC/plumbing updates may explain the discount.
Take Advantage of a 5.75% Assumable VA Loan! Welcome home to this spacious and well-maintained 3-bedroom, 2.5-bathroom home in the heart of Palatka! Offering more living space than many homes in the surrounding area, this property combines thoughtful updates with plenty of room to live, work, and entertain. Major improvements--including an updated metal roof, HVAC system, and plumbing--provide added peace of mind for years to come. The inviting eat-in kitchen features white shaker cabinetry and stainless steel appliances with a natural gas range. A versatile flex room offers the perfect opportunity for a home office, den, playroom, or hobby space to fit your lifestyle. Situated on nearly 1/3 of an acre, the oversized yard provides plenty of room for outdoor activities, gardening, or future possibilities. Enjoy your morning coffee from the screened front porch or unwind on the covered rear patio overlooking the backyard. A detached garage offers additional storage, workspace, or parking options. Conveniently located just minutes from Downtown Palatka, Ravine Gardens State Park, Palatka Golf Course, and the beautiful St. Johns River, this home offers easy access to local shopping, dining, recreation. Don't miss this opportunity to own a move-in-ready home with an unbeatable location!
What to check on this one
- Verify roof installation date and material type with seller/inspector documentation.
- Confirm HVAC system age and obtain service records for both units.
- Get flood zone designation from FEMA map and elevation certificate if in AE/VE.
- Inspect plumbing materials—confirm no polybutylene or cast-iron issues from 1915 build.
- Request septic system inspection and maintenance records if applicable to Palatka area.
- Verify assumable VA loan terms, remaining balance, and lender transfer requirements.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $171,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE. Data via realMLS (Northeast Florida MLS), updated Aug 18, 2026, 6:35 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.