Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$225,000

0 STATE RD 20, Palatka, FL 32177, Palatka, FL 32177

Metes & Bounds

Price
$225,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
1.36 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
14

Prime 1.36 +/- acres with potential for commercial opportunity on State Rd 20. Excellent location and opportunity, offering outstanding visibility and easy access with excellent ingress and egress. Currently zoned AG, the property may have potential for commercial zoning, making this a versatile investment opportunity. Conveniently located just 10 minutes from downtown Palatka and approximately 30 minutes from Gainesville. Whether you're looking for a location for your business, future development, or an investment property, this site is worth taking a look at!

What to check on this one

  • Verify flood zone designation and elevation via FEMA flood map
  • Confirm current AG zoning and commercial rezoning feasibility with Putnam County
  • Obtain Phase I environmental assessment before proceeding
  • Verify road frontage on State Rd 20 and access rights
  • Check for utility availability (water, sewer, electric, gas)
  • Review septic/well feasibility if utilities unavailable

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,167/mo
Property tax (1.1% eff., Putnam Co.)$206/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,665/mo

Loan $180,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER BEN BATES INC. Data via realMLS (Northeast Florida MLS), updated Aug 18, 2026, 1:04 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.