Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$229,999

2970 HARBISON Street, Jacksonville, FL 32218, Jacksonville, FL 32218

Garden City

Price
$229,999
Beds / Baths
3 / 3
Living area
1,200 sqft
Year built
2026
Type
Residential
Lot
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
14
Elementary
Highlands
Middle
Oceanway
High school
First Coast

$192/sqft asking, vs a $160/sqft median across 1,817 closed sales in 32218 over the last 12 months — 20% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Brand-new 2026 construction with quick move-in available! Enjoy the benefits of a new home with no HOA and no CDD fees. This two-story home offers a functional layout with all bedrooms located upstairs, including the spacious owner's suite, providing added privacy from the main living areas. Downstairs, the open floor plan creates a comfortable space for everyday living and entertaining. The kitchen comes complete with stainless steel appliances and opens to the backyard through a sliding glass door, bringing in plenty of natural light. A convenient half bath is also located on the first floor for guests. Whether you're a first-time homebuyer, looking to downsize, or simply searching for a low-maintenance home, this property offers modern finishes, energy-efficient construction, and move-in-ready convenience. Ideally located near major highways, shopping, dining, Downtown Jacksonville, and Jacksonville International Airport.

What to check on this one

  • Verify builder warranty details and transferability to next owner
  • Confirm homeowners insurance availability and rates for new construction
  • Review final walk-through punch-list before closing
  • Check flood zone designation and obtain elevation certificate if needed
  • Verify all builder-supplied appliances and systems are functioning

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,193/mo
Property tax (1.1% eff., Duval Co.)$211/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,696/mo

Loan $183,999 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 19, 2026, 1:01 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.