Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$575,000

422 10TH Street S, Jacksonville Beach, FL 32250, Jacksonville Beach, FL 32250

Beach Heights

Price
$575,000
Beds / Baths
3 / 3
Living area
1,719 sqft
Year built
2016
Type
Residential
Lot
0.06 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
12

$335/sqft asking, vs a $378/sqft median across 599 closed sales in 32250 over the last 12 months — 12% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Located in the heart of Jacksonville Beach, this well-appointed townhome offers an ideal combination of location, flexibility, and investment potential. Just six blocks from highly sought-after Jacksonville Beach Elementary and less than a mile from the ocean, you'll be minutes from the Jax Beach Pier, SeaWalk Pavilion, restaurants, shopping, and the beach. The open-concept interior features wide-plank flooring, recessed lighting, and a granite kitchen with white cabinetry, stainless steel appliances, glass pendant lighting, and a spacious peninsula. Sliding doors open to a private, fully fenced backyard with a paver patio, gas fire pit and coastal landscaping. The owner's suite features a private balcony. NO HOA and NO rental restrictions. Currently operating as a short-term rental and available furnished. Want 2 units? Neighboring unit is also available for sale!

What to check on this one

  • Verify flood zone designation and elevation certificate requirement via FEMA map.
  • Confirm short-term rental legal status and any City of Jacksonville Beach licensing/permits.
  • Pull roof inspection report; 2016 roof nearing insurer age limits in Florida.
  • Review property appraiser records for any HOA/CDD liens or transfer fees.
  • Inspect plumbing for polybutylene; confirm all systems original or replaced.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,984/mo
Property tax (1.1% eff., Duval Co.)$527/mo
Homeowners insurance (est.)$335/mo
All-in monthly (est.)$3,846/mo

Loan $460,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATKINS REALTY GROUP. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 11:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.