Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$219,900

1311 SALT RIDGE Avenue, Jacksonville, FL 32218, Jacksonville, FL 32218

Spartina Cove

Price
$219,900
Beds / Baths
3 / 3
Living area
1,660 sqft
Year built
2021
Type
Townhouse
Lot
0.04 ac
Garage
1
HOA
$305/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
5

$132/sqft asking, vs a $171/sqft median across 146 closed sales in 32218 over the last 12 months — 23% below the area's closed prices. Home is priced below area average despite recent construction, move-in-ready condition, and comprehensive HOA coverage of major maintenance items.

Move-in ready and better than new! This 2021-built townhome in the gated Spartina Cove community offers truly low-maintenance living -- the $305/mo HOA covers roof repair/replacement, exterior painting, ground maintenance, roadways, sidewalks, and the gated entry -- just minutes from River City Marketplace and Jacksonville International Airport. The open-concept main level features wood-look tile flooring and a kitchen with white 42' cabinets, gray quartz countertops, and stainless steel appliances -- ideal for entertaining or easy weeknights. Upstairs, brand-new carpet leads to a versatile loft, three bedrooms, and two full baths. Step outside to a screened lanai for morning coffee or evening wind-down, and enjoy the convenience of an attached one-car garage. With a 2021 build, new carpet, and the roof and exterior already covered by the HOA, this home skips the guesswork -- and the big bills -- of an older townhome. Schedule your showing today.

What to check on this one

  • Verify flood zone designation and elevation certificate requirement with county.
  • Request HOA governing documents, budget, reserve study, and rental restriction rules.
  • Confirm roof warranty transfer from builder and HOA coverage scope in writing.
  • Check carpet warranty terms and installation date against listing claim.
  • Obtain HOA financial statements and special assessment history for past 3 years.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,141/mo
Property tax (1.1% eff., Duval Co.)$202/mo
Homeowners insurance (est.)$292/mo
HOA$305/mo
All-in monthly (est.)$1,940/mo

Loan $175,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of THE LEGENDS OF REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 7:31 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.