$320,000
155 HOMESTEAD Road, Palatka, FL 32177, Palatka, FL 32177
Palatka
- Price
- $320,000
- Beds / Baths
- 4 / 2
- Living area
- 2,280 sqft
- Year built
- 2008
- Type
- Residential
- Lot
- 1.47 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 15
$140/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 14% below the area's closed prices. Condition and lot vary; that's what a showing is for.
155 Homestead Rd, Palatka, FL Escape the hustle and bustle of city life with this move-in-ready 4-bedroom, 2-bathroom home, built in 2008 and situated on 1.43 acres of beautiful country land! Enjoy peaceful living with plenty of space and privacy. Features include a new 18' round, 54'' deep above-ground pool, enclosed outdoor shower, 40' x 60' fenced garden, 20' x 24' hurricane-rated workshop with power, 10' x 16' greenhouse, 16' x 16' back deck, remote-controlled gated driveway, updated 220V electrical, 5-ton HVAC (2017), newer windows and doors, outdoor spigots, carport, wood-burning fireplace, and plenty of storage. There's room to garden, work, relax, entertain, and live the country lifestyle you've been dreaming of! Don't miss this opportunity--schedule your showing today!
What to check on this one
- Verify flood zone designation with FEMA map and county—impacts insurance and resale.
- Confirm manufactured home title status, lien payoff, and transfer documentation ready.
- Get 4-point inspection report; roof age 16 years may affect insurer approval.
- Obtain septic system inspection, tank pumping history, and drain field documentation.
- Verify well water quality report and pump service records if applicable.
- Confirm pool safety compliance, equipment warranties, and annual maintenance cost estimate.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $256,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 17, 2026, 9:45 PM.
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