$340,000
1378 SUMMIT OAKS Drive W, Jacksonville, FL 32221, Jacksonville, FL 32221
Crystal Creek
- Price
- $340,000
- Beds / Baths
- 3 / 2
- Living area
- 2,107 sqft
- Year built
- 2004
- Type
- Residential
- Lot
- 0.18 ac
- Garage
- 2
- HOA
- $23/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 15
$161/sqft asking, vs a $156/sqft median across 616 closed sales in 32221 over the last 12 months — 4% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Discover this charming 3-bedroom, 2-bathroom home offering 2,107 sq ft of comfortable living space. The open-concept layout features a spacious living and dining area that flows into a well-appointed kitchen with ample cabinet space and a convenient breakfast bar. The split-bedroom floor plan provides added privacy, with a generously sized primary suite. Step outside to a spacious backyard, perfect for relaxing, entertaining, or enjoying the Florida lifestyle. Conveniently located near shopping, dining, schools, and major roadways, this move-in-ready home is an excellent opportunity for homeowners and investors alike.
What to check on this one
- Verify flood zone designation and obtain FEMA flood map; request elevation certificate if AE/VE
- Confirm roof age and condition; obtain 4-point inspection quote for insurance underwriting
- Review HOA documents for rental restrictions; verify $23/mo fee and no special assessments pending
- Request plumbing materials and HVAC age; check for polybutylene or cast-iron lines
- Verify property taxes, insurance quotes, and HOA fee trend over past 3 years
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $272,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of SOVEREIGN REAL ESTATE GROUP. Data via realMLS (Northeast Florida MLS), updated Aug 17, 2026, 8:00 PM.
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