Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$287,900

8421 HORSEBIT Circle 282, Jacksonville, FL 32219, Jacksonville, FL 32219

Saddle Oaks

Price
$287,900
Beds / Baths
4 / 2
Living area
1,715 sqft
Year built
2025
Type
Residential
Lot
0.11 ac
Garage
2
HOA
$86/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
31
Elementary
Dinsmore
Middle
Highlands
High school
Jean Ribault

$168/sqft asking, vs a $162/sqft median across 1,010 closed sales in 32219 over the last 12 months — 4% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Ask about builder incentives! Welcome to the Holly, a thoughtfully designed 4-bedroom, 2-bathroom home offering 1,715 sq. ft. of modern comfort and style. This home features wood-look tile throughout the main living areas, with cozy carpeting in the bedrooms for added warmth. The spacious kitchen is a chef's delight, boasting granite countertops, a full suite of appliances, and ample room for meal prep and entertaining. Relax in style with the assurance of a builder warranty, providing peace of mind for years to come. Plus, take advantage of closing cost assistance, making your dream of homeownership more attainable. Discover the Holly floorplan today and see why it's the perfect place to call home!

What to check on this one

  • Verify flood zone designation—obtain FEMA map or elevation certificate if in AE/VE.
  • Confirm builder warranty terms, coverage period, and what's included.
  • Review HOA $86/mo covenant details, amenities, and reserve study.
  • Clarify closing cost assistance terms—what's covered, any contingencies.
  • Inspect new construction punch list before final walkthrough.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,494/mo
Property tax (1.1% eff., Duval Co.)$264/mo
Homeowners insurance (est.)$292/mo
HOA$86/mo
All-in monthly (est.)$2,136/mo

Loan $230,320 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 6:40 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.