Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$695,000

3624 OAK Street, Jacksonville, FL 32205, Jacksonville, FL 32205

Avondale

Price
$695,000
Beds / Baths
3 / 2
Living area
1,424 sqft
Year built
1927
Type
Residential
Lot
0.14 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
3

** Multiple offers received. Sellers will make decision by 5pm 8/20/26** Perfect bungalow in Avondale. Walkability is highly sought after and this home has that in spades! Historic Avondale is one of our best areas and you can go get coffee at Southern Grounds, shop at Anita's Garden shop, have lunch at Biscotti's and ice cream at Whit's Frozen Custard - all within 5 minutes by foot. You can also walk to great parks and The St. John's River. The large front porch is a great spot to relax which leads into the large living room with wood floors and fireplace. The Owner has fabulous taste and has really done a great job with this home! It's got an open floor plan, two large bedrooms & two FULL baths, plus a POOL, GUEST HOUSE, PAVERED driveway and awesome den overlooking the pool - this house just has a TOTALLY COOL VIBE! Hurry to see this one - it won't last! The main house has 1.424 SF

What to check on this one

  • Confirm exact flood zone designation and obtain elevation certificate if in AE/VE.
  • Get roof inspection report — 1927 home likely needs replacement; verify insurer will cover.
  • Order 4-point inspection (roof, HVAC, plumbing, electrical) and wind-mitigation assessment.
  • Verify guest house permits, legal ADU status, and property tax implications.
  • Inspect plumbing for cast-iron or polybutylene; budget for potential replacement.
  • Confirm pool/guest house are on survey; verify no code violations or lien.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,606/mo
Property tax (1.1% eff., Duval Co.)$637/mo
Homeowners insurance (est.)$405/mo
All-in monthly (est.)$4,648/mo

Loan $556,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 29, 2026, 2:30 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.