Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$415,000

410 S 10TH Street, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

City Of Fernandina Beach

Price
$415,000
Beds / Baths
3 / 2
Living area
1,303 sqft
Year built
2006
Type
Residential
Lot
0.11 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
8
Elementary
Southside
Middle
Fernandina Beach
High school
Fernandina Beach

410 S 10th St is a one-story Fernandina Beach home built in 2006 with three bedrooms and two bathrooms across roughly 1,303 square feet. The kitchen provides generous counter space, wood cabinetry, a breakfast bar, and stainless steel appliances, opening to the main living and dining areas with plank flooring throughout. The three bedrooms are served by two full bathrooms, including a dual-sink vanity and both a soaking tub and a tub-and-shower combination. Outdoor spaces include a screened rear porch and a paver patio set within a fully fenced backyard. An attached two-car garage completes this well-maintained residence with practical amenities throughout every room. Included 100-Day Home Warranty with buyer activation

What to check on this one

  • Verify roof age and condition; 2006 home approaching insurance threshold—get inspection report.
  • Confirm flood zone via FEMA map; request elevation certificate if in AE/VE zone.
  • Review 4-point inspection (roof, plumbing, electrical, HVAC) for insurer requirements.
  • Inspect plumbing materials; cast-iron drain lines common in 2006—check for deterioration.
  • Verify HVAC age and maintenance records; typical lifespan 15 years.
  • Confirm 100-Day Warranty terms and activation process with seller/listing agent.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,153/mo
Property tax (1.1% eff., Nassau Co.)$380/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,825/mo

Loan $332,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of OPENDOOR BROKERAGE, LLC.. Data via realMLS (Northeast Florida MLS), updated Aug 29, 2026, 7:25 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.