Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$599,900

5466 4TH Street, St. Augustine, FL 32080, St. Augustine, FL 32080

Micklers

Price
$599,900
Beds / Baths
3 / 2
Living area
1,280 sqft
Year built
1989
Type
Residential
Lot
0.19 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
15
Elementary
W. D. Hartley
Middle
Gamble Rogers
High school
Pedro Menendez

$469/sqft asking, vs a $318/sqft median across 527 closed sales in 32080 over the last 12 months — 47% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to the perfect beach house! Just STEPS from the beach and close to a nearby boat ramp, this beautifully maintained 3-bedroom, 2-bath home offers the perfect combination of coastal living, comfort, and versatility. Elevated on columns, the home also features an enclosed, air-conditioned bonus/man cave area--ideal for entertaining, hobbies, a home gym, or extra recreational space. Inside, you'll love the bright, open layout with tall ceilings and an abundance of natural light. This home has been meticulously cared for, exceptionally clean, and truly move-in ready! Major updates include a NEW ROOF in 2025, NEW ELECTRICAL PANEL in 2025, newer windows and doors, and flooring throughout replaced in 2020. Outdoor living is a highlight with TWO raised decks, TWO carports, and a spacious backyard with a NEW fully fenced yard completed in 2024--perfect for pets, entertaining, or simply relaxing after a day at the beach. Located in a great beach neighborhood with easy access to the sand, surf, and boating, this property offers the coastal lifestyle you've been looking for. Whether you're searching for a primary residence, second home, or a property with potential as a short-term vacation rental, this one checks all the boxes. Beach, boating, outdoor space, updates, and room to entertain--all wrapped into one fantastic beach home!

What to check on this one

  • Verify new roof installed 2025 — obtain contractor receipt and warranty documentation.
  • Confirm electrical panel upgrade 2025 — get permit, inspection sign-off, and warranty.
  • Check flood zone designation and obtain elevation certificate for this St. Augustine coastal property.
  • Inspect foundation/columns for salt-air corrosion, settlement, or water intrusion given elevation.
  • Verify short-term rental eligibility with St. Johns County before purchase if investor intent.
  • Review plumbing (1989 build) — polybutylene or original cast-iron lines; budget potential replacement.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,113/mo
Property tax (1.1% eff., St. Johns Co.)$550/mo
Homeowners insurance (est.)$350/mo
All-in monthly (est.)$4,013/mo

Loan $479,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LIGHTHOUSE REALTY ASSOCIATES. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 1:26 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.