Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$399,000

114 W CAMELOT Drive, Palatka, FL 32177, Palatka, FL 32177

Metes & Bounds

Price
$399,000
Beds / Baths
3 / 2
Living area
1,545 sqft
Year built
2026
Type
Residential
Lot
0.5 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
15

$258/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 59% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Brand new, beautifully finished, and built with details that set it apart! This 2026 new construction home offers 3 bedrooms, 2 bathrooms, and a desirable split floor plan on half an acre, conveniently located in the middle of town and toward the end of a neighborhood street. Thoughtful upgrades are found throughout, including 5 1/4'' baseboards, fully trimmed windows, custom wood shelving in every closet, quartz countertops, all-plywood soft-close cabinetry, and shower tile extending to the ceiling, & more! The added spray foam insulation in the ceiling adds energy efficiency and long-term savings. Enjoy a spacious 23' x 10' covered back porch and an oversized garage featuring an 18' x 8' garage door for added flexibility and storage. With quality finishes, a functional floor plan, plenty of space, and a convenient location, this brand-new home is ready for its first owner! *Some photos are virtually staged with AI*

What to check on this one

  • Verify builder warranty coverage period and transferability to next owner.
  • Confirm final flood zone designation and obtain elevation certificate if in AE/VE.
  • Request builder's 1-year walk-through inspection list and punch-list completion status.
  • Verify all appliances, HVAC, and structural components have manufacturer warranties in writing.
  • Confirm lot survey is complete and no HOA/CDD restrictions apply to this address.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,070/mo
Property tax (1.1% eff., Putnam Co.)$366/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,728/mo

Loan $319,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of IHEART REALTY INC. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 6:33 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.