$597,000
654 S LOOP Parkway, St. Augustine, FL 32095, St. Augustine, FL 32095
Palencia
- Price
- $597,000
- Beds / Baths
- 4 / 4
- Living area
- 3,002 sqft
- Year built
- 2005
- Type
- Townhouse
- Lot
- 0.09 ac
- Garage
- 2
- HOA
- $450/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 22
- Elementary
- Palencia
- Middle
- Pacetti Bay
- High school
- Allen D. Nease
Welcome to 654 South Loop Parkway, ideally located in the heart of Palencia and just a short walk to the charming Village Square. This beautiful home offers a flexible floor plan with the primary suite conveniently located on the main floor and featuring impressive 10-foot ceilings. A separate garage apartment includes a full kitchenette and private bathroom, perfect for guests, extended family, a home office, or additional living space. The spacious bonus room is already plumbed for a wet bar, making it ideal for entertaining, a media room, or game room. Outside, enjoy the adorable private courtyard, perfect for morning coffee or outdoor dining. Located in one of St. Augustine's most desirable communities, Palencia offers wonderful amenities, beautiful surroundings, and access to highly rated St. Johns County schools. With its walkable location, versatile living spaces, and incredible charm, this home is a must see!
What to check on this one
- Verify flood zone designation and elevation certificate requirement for AE/VE zones.
- Pull CDD bond payoff amount and remaining assessment timeline from St. Johns County.
- Confirm HOA $450/mo covers what; request 12-month financials and rental restrictions.
- Inspect roof age (built 2005, now 21 yrs)—get 4-point inspection for insurer approval.
- Review garage apartment legal status: permitted ADU or unpermitted rental use.
- Request plumbing era details; verify no polybutylene lines (common 2005 builds).
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $477,600 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COMPASS FLORIDA LLC. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 6:51 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.