$285,000
6764 BEDFORD LAKE Road, Keystone Heights, FL 32656, Keystone Heights, FL 32656
Metes & Bounds
- Price
- $285,000
- Beds / Baths
- 2 / 1
- Living area
- 1,182 sqft
- Year built
- 1955
- Type
- Residential
- Lot
- 0.57 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 15
$241/sqft asking, vs a $172/sqft median across 339 closed sales in 32656 over the last 12 months — 40% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Nostalgia meets you at the door of this tiny lakefront cottage. Sitting on .53 acres with 94' of Bedford Lake water frontage in Clay County. The yard is fully fenced, the ''fish shack'' is great for storing fishing gear, cleaning the catch of the day, hosting fish fries, or just porch sitting telling fishing stories during the most incredible lava filled sunsets. The mature oaks offer the perfect canopy for summer hangs in the shade. In the past 2 years this home has a new metal roof, new ceilings, new hvac system, and mini split for the florida room, new front deck and new back deck, outdoor shower. Inside you will find tongue and groove walls, hardwood floors throughout, 2 bedrooms and 1 bath. The front door steps into a ''foyer'' that could be used as an office or formal dining area. Property is currently used as a vacation home. CASH ONLY OPPORTUNITY.
What to check on this one
- Verify roof installation date and warranty; confirm metal roof is properly rated for wind/insurance
- Order flood zone determination letter from FEMA; check elevation certificate if in AE/VE zone
- Inspect 1955 plumbing for polybutylene or cast-iron; get licensed plumber assessment
- Request HVAC and mini-split service records; verify capacity for 1182 sq ft coverage
- Confirm no septic issues; verify municipal water/sewer service to this lakefront address
- Get title insurance quote; verify no lake-access easements or riparian restrictions encumber the 94' shoreline
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $228,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of CW REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 17, 2026, 1:31 PM.
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