Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$164,000

411 E LAKE Street, Palatka, FL 32177, Palatka, FL 32177

Pinehurst

Price
$164,000
Beds / Baths
3 / 2
Living area
1,232 sqft
Year built
2001
Type
Residential
Lot
0.23 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
16

$133/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 18% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Remodeled 3-bedroom, 2-bath manufactured home offering 1,232 sq. ft. of living space. This move-in-ready home feature stainless steel appliances, updated finishes, and a welcoming front porch. A great opportunity for affordable, comfortable living!

What to check on this one

  • Verify manufactured home title is clear; check for any outstanding liens or loans.
  • Confirm roof age and condition; insurers often require inspection on homes 20+ years old.
  • Request septic system inspection and service records; verify tank size and last pump-out date.
  • Obtain well water test results if applicable; confirm water quality and system functionality.
  • Review lot lease terms and annual fees; clarify ownership vs. lease status.
  • Inspect plumbing materials; check for polybutylene or cast-iron that may need replacement.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$851/mo
Property tax (1.1% eff., Putnam Co.)$150/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,293/mo

Loan $131,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EXIT INSPIRED REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 1:03 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.