$140,000
7435 CARIBBEAN Circle, Keystone Heights, FL 32656, Keystone Heights, FL 32656
Big Tree Lakes
- Price
- $140,000
- Beds / Baths
- 3 / 2
- Living area
- 1,100 sqft
- Year built
- 1990
- Type
- Residential
- Lot
- 1.09 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 17
- Elementary
- Mcrae
- High school
- Keystone Heights
$127/sqft asking, vs a $172/sqft median across 339 closed sales in 32656 over the last 12 months — 26% below the area's closed prices. Seller began renovation but did not complete; buyer must finish flooring, bathrooms, kitchen, appliances, steps, well, and septic work.
INVESTOR SPECIAL! Great opportunity for an investor, contractor, or buyer looking for a property with significant potential. This mobile home is situated on a large lot and offers several major improvements already completed, including a new A/C system, new roof, and new exterior and interior walls. The seller started the renovation but did not complete the project, providing an excellent opportunity to finish the property and add substantial value. The home will require TLC and additional renovations, including flooring, bathrooms, kitchen, appliances, steps for safe access to the home, Well and Septic tank. Property is being offered as-is. Buyer should conduct their own due diligence and verify all property conditions, permits, zoning, dimensions, utilities, and intended use.
What to check on this one
- Verify well water quality and septic tank condition with professional inspection.
- Confirm manufactured home title is clear and mobile home park rules allow ownership.
- Get flood zone determination from FEMA; check Clay County flood maps.
- Review all renovation permits pulled; verify electrical/plumbing work is permitted and inspected.
- Document current A/C, roof install dates and warranty transfer eligibility.
- Inspect foundation, tie-downs, and structural integrity given age and renovation state.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $112,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of KELLER WILLIAMS FIRST COAST REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 16, 2026, 6:00 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.