$59,995
881 W RIVER Road, Palatka, FL 32177, Palatka, FL 32177
Metes & Bounds
- Price
- $59,995
- Beds / Baths
- 1 / 1
- Living area
- 552 sqft
- Year built
- 1970
- Type
- Residential
- Lot
- 0.2 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 16
$109/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 33% below the area's closed prices. Home priced well below area average at $109/sf versus $162/sf; listing notes it needs updating and TLC to refresh the interior and systems.
This one bedroom one bath home offers affordability opportunity for someone for a cozy place to call home. The compact layout proves comfortable living area, kitchen and bathroom. With a little TLC and some updating, this home has plenty of potential to be refreshed and made your own . It's manageable size makes it a practical option for a single person, couple or downsizing, or and investment property,
What to check on this one
- Verify flood zone via FEMA map—Putnam County has flood-prone areas; get elevation certificate if needed.
- Inspect roof age and condition; 1970 mobile home likely needs replacement soon—confirm with roofer.
- Document septic system location, last service date, and pumping history with seller.
- Confirm all plumbing materials; pre-1975 cast-iron drain lines corrode—scope if accessible.
- Review mobile home title, lien status, and any deed restrictions on the lot.
- Get homeowners insurance quote now—insurers often deny coverage on homes 50+ years old.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $47,996 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COLDWELL BANKER BEN BATES INC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 2:21 PM.
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