Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$229,000

5206 SILVER LAKE Drive UNIT 2, Palatka, FL 32177, Palatka, FL 32177

Metes & Bounds

Price
$229,000
Beds / Baths
4 / 2
Living area
1,976 sqft
Year built
2008
Type
Residential
Lot
1.4 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
10

Space & Country Living in the Peniel Area! This spacious four bedroom two baths home has plenty of extras. Some features are large kitchen with plenty of storage. The home provides a comfortable layout with a split floor plan making it a great option for a single family or anyone needing extra space. Sitting on approximately 1.4 acres in the Peniel area, this home offers a peaceful country setting that is just minutes from shopping, schools and everyday conveniences. . Enjoy gardening, entertaining or simply your own back yard . A great opportunity for anyone looking for space, convenience and value. The home is being sold ''as is''.

What to check on this one

  • Verify flood zone designation and obtain FEMA flood map for 1.4-acre Peniel lot.
  • Confirm roof age and obtain insurance quote; 2008 mobile homes face carrier restrictions.
  • Request 4-point inspection and wind-mitigation report for underwriting.
  • Verify septic system service history and well water test results.
  • Confirm mobile home title is clear and lot ownership documentation.
  • Get written 'as-is' condition disclosure and phase-out permit status if applicable.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,188/mo
Property tax (1.1% eff., Putnam Co.)$210/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,690/mo

Loan $183,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER BEN BATES INC. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 12:00 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.