$799,900
3217 RIVER Road, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043
River Ranch Estates
- Price
- $799,900
- Beds / Baths
- 3 / 3
- Living area
- 2,370 sqft
- Year built
- 1972
- Type
- Residential
- Lot
- 0.88 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 16
$338/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 88% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to your private River Retreat on the St. Johns River in Green Cove Springs! Perched high above nearly an acre of navigable waterfront, this beautifully updated home captures sweeping river views and unforgettable sunrises, all without the need for flood insurance. Inside, more than $200,000 in thoughtful improvements create a sophisticated yet comfortable setting. The completely redesigned gourmet kitchen features quartz countertops, stainless appliances, gas cooktop, custom cabinetry, walk-in pantry and an oversized island overlooking the river. The open-concept kitchen, dining and living areas are filled with natural light and designed for effortless entertaining. The spacious primary suite offers two closets, including a generous walk-in, and a beautifully renovated spa-inspired bath. With exceptional views, extensive updates, abundant privacy and direct access to one of Florida's most scenic waterways, this is a rare opportunity to enjoy the best of waterfront living just minutes from downtown Green Cove Springs and Fleming Island! Priced to move quickly so don't delay...now is your opportunity to get an absolute amazing property at an exceptional price!
What to check on this one
- Verify flood zone designation and obtain elevation certificate for St. Johns River waterfront property.
- Request roof age and last inspection date; confirm insurability given 1972 build year.
- Inspect for polybutylene or cast-iron plumbing; get service history for any well/septic systems.
- Obtain septic system inspection report and confirm pumping/maintenance records.
- Review all renovation permits and final inspections for $200K+ improvements claimed.
- Confirm riverfront riparian rights, dock/boat access permits, and any deed restrictions.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $639,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of INI REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 1:49 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.