Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$460,000

3172 LITTLE KERN Lane, Jacksonville, FL 32226

Alta Lakes

Price
$460,000
Beds / Baths
4 / 3
Living area
2,361 sqft
Year built
2020
Type
Residential
Lot
0.15 ac
Garage
3
HOA
$8/mo
CDD
Yes
Flood zone
Unknown
County
Duval
Days on market
10

$195/sqft asking, vs a $178/sqft median across 498 closed sales in 32226 over the last 12 months — 10% above the area's closed prices. Condition and lot vary; that's what a showing is for.

**3172 Little Kern Ln, Jacksonville, FL 32226 | Alta Lakes** 4 bedrooms | 3 bathrooms | 3-car garage Tucked away on a quiet cul-de-sac in Alta Lakes, this 2020-built D.R. Horton home delivers exactly what today's buyers are looking for: an open, flowing layout, a kitchen built for gathering, a true owner's retreat, and outdoor living space that extends the home year-round. Step through the leaded glass front door into a bright, welcoming foyer that opens to a spacious living area. The kitchen is the heart of the home -- a large island, deep farmhouse sink, quartz counters, stainless steel appliances, a walk-in pantry, and a breakfast nook, all flowing seamlessly into the great room. Stacked sliding glass doors lead out to the screened lanai, creating the kind of indoor-outdoor connection buyers keep asking for. The split floor plan puts privacy first: the owner's suite is a peaceful escape with an accent wall, tray ceilings, bay windows, separate his-and-hers walk-in closets, dual vanities, and a large tiled shower with frameless glass. A full guest suite sits on the opposite side of the home, with two additional bedrooms sharing a third bath. Light wood-look tile runs through the main living areas, with LVP flooring throughout the rest of the home -- durable, low-maintenance, and on-trend. The oversized 3-car garage (with epoxy-coated floors) and a large, fenced backyard with peaceful nature views round out a home that checks the boxes buyers care about most: move-in-ready style, real storage, flexible living space, and room to entertain. This location puts you close to it all, with an easy commute to Mayport Naval Station and NAS Jax, plus a quick drive to the beaches, historic parks, downtown Jacksonville, and the football stadium. Resort-style community amenities include a pool with a kids' splash pad, a fully equipped gym, pickleball courts, a soccer field, and bike riding lanes -- everyday resort living, right outside your door. This home won't sit long -- schedule your showing today and make it yours.

What to check on this one

  • Verify exact flood zone designation via FEMA map—triggers elevation certificate need.
  • Confirm CDD bond payoff amount and remaining assessment term.
  • Obtain roof warranty details and confirm no claims filed since 2020.
  • Review HOA documents for rental restrictions and lease-transfer rules.
  • Verify screened lanai permit and final CO issued by Duval County.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,387/mo
Property tax (1.1% eff., Duval Co.)$422/mo
Homeowners insurance (est.)$292/mo
HOA$8/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,276/mo

Loan $368,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of NAVY TO NAVY HOMES LLC. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 3:42 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.