Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$38,900

5500 JEFFERSON Street, Keystone Heights, FL 32656, Keystone Heights, FL 32656

Big Tree Lakes

Price
$38,900
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
1.1 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
17

Beautiful lot in Big Tree Lakes Subdivision. Come build your custom home on this spacious one acre lot. A small picturesque community, Keystone Heights is a city that was founded in the early 1920s and is home to a local farmers market, small town living and lovely lakes and wildlife. Seller will cooperate with a mobile home land home package.

What to check on this one

  • Verify flood zone designation—request FEMA map & elevation certificate if in AE/VE.
  • Confirm utilities available: water, sewer, electric, gas lines to lot.
  • Check Clay County zoning for permitted uses & setback requirements.
  • Obtain title commitment & survey; confirm no easements or liens.
  • Verify septic/well feasibility if off-county-water; get soil report.
  • Confirm mobile home/manufactured housing approval if pursuing that route.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$202/mo
Property tax (1.1% eff., Clay Co.)$36/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$530/mo

Loan $31,120 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LANTERN REALTY, LLC.. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 4:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.